Frequently Asked Questions
Silver Oak Funding simplifies business funding. We help business owners across all industries select the best financing solution to grow their business.
Silver Oak Funding provides all your funding options in one place thanks to a simple application that can get your business approved within hours. A dedicated Funding Specialist is there for you every step of the way.
Applying is simple. We ask a few basic questions about you, your business, and revenue data. It takes minutes to complete and does not affect your credit score.
Our application process is designed to deliver a funding decision within hours.
Once approved, the process is quick and simple. Your funds are transferred directly into your business’s bank account typically within 24 hours. We do offer same day wire.
Our minimum requirements are:
- 6+ months in business
- $15,000 monthly revenue or $180,000 annually
- 500+ FICO Score
To see if your business is eligible for funding, contact one of our expert Funding Specialists at 332-900-7927
Most funding options require 3 months of bank statements to review your business’s revenue data. You can upload statements directly to us via our secure online portal here.
Completing your online application will not affect your credit score. However, we conduct a soft credit pull, which should have minimal impact on your credit.
We use the latest bank-grade encryption and Secure Sockets Layer (SSL) technology, we can ensure that the safety of our applicant’s information is our number one priority.
Yes. Most funding options can be paid off ahead of time without any additional fees or pre-payment penalties.